Homeowners Insurance

Do you know how much your belongings are worth? The figure is often much more than our customers initially think. Taking the time to assess what you own, and to understand how your coverage works, can help you make sure everything you value is adequately covered.

Homeowners Insurance

Tenants Insurance

Renters insurance acts as a homeowner's insurance policy for those who rent their place of residence. Whether you live in a condo, apartment, house, duplex, etc., renters insurance can protect you and your assets. Having renter's insurance may help reduce costs of damages should anything happen to the property you may be responsible for.

Doesn't My Landlord's Insurance Cover Me?
NO! Do not make the mistake of assuming your landlord's homeowners insurance will cover you and your assets. A landlord's policy covers only the physical structure of the rental property, not your belongings or your liability. If the person who owns the building has rental insurance, they will be protected from costs to them should something happen to the building, but they are not responsible for covering your belongings.

Tenants Insurance

Coverages Included with a Homeowners Policy


Protection for your home and garage, as well a other structiures on your property.

Personal Property

Coverage for your personal property such as furniture, clothing, kitchen goods, etc.

Liability Coverage

Liability coverage to help protect you from financial loss of a covered claim.

Medical Payments

Medical payments for injuries to others either on your property or by your actions.

Optional Property Coverages

  • Guranteed Home Replacement Cost
  • Increased Cost Endorsement
  • Homeowners Plus Endorsement
  • Identity Theft Expense
  • Personal Property Replacement Cost
  • Water Backup of Sewers or Drains
  • Increased Limits for Certain Personal Property
  • Equipment Breakdown Coverage
  • Service Line Coverage

We Also Offer Optional Liability Coverages

Extend your liability to your watercraft and recreational vehicles. You can also add Professional Liability, Incidental Business Liability and Incidental Farm Liability.

To get more information, Request a Quote or call us.

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