Home/Tenant Insurance

Home Insurance

home_insurance-200x200As a premier home insurance agency in Roanoke & Southwest Virginia Our Insurance Options can proudly make this claim: "We make sure you have what you think you have insured !"

Do you know how much your belongings are worth? The figure is often much more than our customers initially think. Taking the time to assess what you own, and to understand how your coverage works, can help you make sure everything you value is adequately covered.

Securing a solid home insurance plan is easier than you think. Give Our Insurance Options a call at 540-992-4989 or email at info@ourinsuranceoptions.com to learn more about our tailored programs. Whether your house is on a generous lot or in a dense urban framework, we'll work with you to craft the insurance plan that fits your needs perfectly.

 

 

Tenants Insurance

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Renters insurance acts as a homeowner's insurance policy for those who rent their place of residence. Whether you live in a condo, apartment, house, duplex, etc., renters insurance can protect you and your assets. Having renter's insurance may help reduce costs of damages should anything happen to the property you may be responsible for.

Doesn't My Landlord's Insurance Cover Me?

NO! Do not make the mistake of assuming your landlord's homeowners insurance will cover you and your assets. A landlord's policy covers only the physical structure of the rental property, not your belongings or your liability. If the person who owns the building has rental insurance, they will be protected from costs to them should something happen to the building, but they are not responsible for covering your belongings.